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When it comes to the most expensive purchase you’ll probably ever make and your most valuable asset, you want to make sure it’s well taken care of and protected.  Whether you are buying your first home, a pre-owned home, or own your home outright, here are 3 reasons to compare homeowners insurance plans and coverage in Northern Virginia.

What Does Homeowners Insurance Cover?

In addition to covering damage to your property, you can choose the policy that best fits your needs and financial outlook. 

Dwelling coverage will protect you in the event that there is damage to the actual structure of your home.  Your policy can also include personal property coverage, other structures like fences and sheds and valuable items and medical expenses if someone is injured on your property.

3 Ways to Compare Homeowners Insurance Plans

Comprehensive Coverage

Your homeowners insurance will be there for you in the event of a natural disaster to help pay to repair or rebuild your home. In the event that your home is not livable due to damages, additional living expenses like a hotel and meals for you and your family will be covered by insurance.  Many policies also cover detached structures on your property like fences or storage sheds.

Liability Protection

In the unfortunate event that someone is injured on your property, insurance will not only cover their medical expenses but can protect you from paying monetary compensation to the injured person as well as legal costs.  

Protect Your Possessions

Homeowners insurance not only covers the structure of your home but your possessions inside.  Furniture, electronics, artwork, jewelry, clothing, and tools can be expensive to replace. While it is required by most lenders to take out a mortgage, these are also 3 reasons you need to compare homeowners insurance in Northern Virginia even after your home is paid off.

Free Guide To Helping You Find The Homeowners Insurance Plans That’s Right For You in Northern Virginia!

If you are feeling overwhelmed and confused about what you need to make sure your home is protected, EZInsurance Advisor can help!  Our free e-book will help you to understand the basics of homeowners insurance and our team can help you find the options that are right for you!

Read our related article: Life Insurance Options for a Single Person in Northern Virginia