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How to Find the Best Private Health Insurance in Virginia

Besides the marketplace, it might seem daunting to find the best private health insurance in Virginia. Your health insurance benefits and deductible can be confusing and EZInsurance Advisor is here to help! You know insurance is supposed to save you money, but why does it always seems like you’re having to pay money when you use your health insurance?

Let’s break down how health insurance deductibles work.

Your health insurance deductible is the amount you have to pay for services before your medical plan will begin to pay. For example, if you have a $1,500 deductible, that’s the amount you are required to cover yourself. Once that threshold is met, you will pay a co-payment and your insurance will pay the rest of the bill for covered services.

Are There Exceptions To Health Insurance Deductibles?

Yes! The good news is that there are some exceptions to your deductible (these may vary by plan).

Preventative care
HIV screenings
Blood pressure screenings
Obesity screenings and counseling
Lung cancer screenings
Fall prevention
Tobacco use screenings

What Do I Pay For Health Insurance?

It’s important to understand what you are responsible for when it comes to the best private health insurance in Virginia so you can choose the plan that is the best fit for you financially.

Premium: This is the amount you pay for your health insurance each month.
Deductible: This is how much you are responsible for covering before your insurance coverage starts.
Copay: A set amount you pay for covered health services after you’ve reached your health insurance deductible.
Out-of-pocket maximum: This is the most money you’ll have to pay for health insurance each year.

How Do I Choose Health Insurance Benefits and a Deductible?

In general, the higher your deductible, the lower your premium, and vice versa.

Your deductible will reset at the beginning of each year. This means you will have higher out-of-pocket costs for medical appointments at the beginning of the year until you have reached your deductible.

You want to choose a plan that has a deductible that you can reach. You’ll want to consider if your plan has individual or family deductibles that must be met.

Get Expert Help Finding the Best Private Health Insurance in Virginia

If you need help to find the best private health insurance in Virginia that fits your health, budget and family needs, EZInsurance Advisor can help! Request more information today so we can start working on your personalized options!

Besides the marketplace, it might seem daunting to find the best private health insurance in Virginia. Your health insurance benefits and deductible can be confusing and EZInsurance Advisor is here to help! You know insurance is supposed to save you money, but why does it always seems like you’re having to pay money when you use your health insurance? (H3) Let’s break down how health insurance deductibles work. Your health insurance deductible is the amount you have to pay for services before your medical plan will begin to pay. For example, if you have a $1,500 deductible, that’s the amount you are required to cover yourself. Once that threshold is met, you will pay a co-payment and your insurance will pay the rest of the bill for covered services. (H3) Are There Exceptions To Health Insurance Deductibles? Yes! The good news is that there are some exceptions to your deductible (these may vary by plan). • Preventative care • HIV screenings • Blood pressure screenings • Obesity screenings and counseling • Lung cancer screenings • Fall prevention • Tobacco use screenings (H3) What Do I Pay For Health Insurance? It’s important to understand what you are responsible for when it comes to the best private health insurance in Virginia so you can choose the plan that is the best fit for you financially. • Premium: This is the amount you pay for your health insurance each month. • Deductible: This is how much you are responsible for covering before your insurance coverage starts. • Copay: A set amount you pay for covered health services after you’ve reached your health insurance deductible. • Out-of-pocket maximum: This is the most money you’ll have to pay for health insurance each year. (H3) How Do I Choose Health Insurance Benefits and a Deductible? In general, the higher your deductible, the lower your premium, and vice versa. Your deductible will reset at the beginning of each year. This means you will have higher out-of-pocket costs for medical appointments at the beginning of the year until you have reached your deductible. You want to choose a plan that has a deductible that you can reach. You’ll want to consider if your plan has individual or family deductibles that must be met. (H3) Get Expert Help Finding the Best Private Health Insurance in Virginia If you need help to find the best private health insurance in Virginia that fits your health, budget and family needs, EZInsurance Advisor can help! Request more information today so we can start working on your personalized options!

January 7, 2023