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If you are starting your own business, you may be wondering if you need business insurance in Virginia.  

You never know when an accident might happen, and business insurance will help to pay for damage and expenses you would otherwise have to pay for out-of-pocket.  Having business insurance in Virginia will save you time and money, protect your business, and provide benefits to your employees.

Is Business Insurance Required in Virginia?

While there are some exceptions, almost all businesses will need some type of business insurance in Virginia.  And it’s something you should want to protect yourself from financial loss.

You need commercial insurance if:

• A customer is injured and sues you
• A fire or natural disaster destroys your property or inventory
• Client information is stolen
• There is theft at your business

If you have employees, workers' compensation insurance may be required in case your employees suffer any work related injuries or illness.  Business insurance will provide benefits like medical care, missed wages, and funeral expenses.

Having the right policy in place to protect employees, customers, and vendors lets them know that you value them and take your risk management seriously.  

Will Business Insurance Help If I’m Sued?

Yes, it will!  Legal fees from a lawsuit can be costly and may devastate a small business.  Having the right policy in place will help protect your assets by helping to pay legal fees, court settlements, copywrite claims, and provide workers’ compensation insurance.  

Get Quotes Fast For Business Insurance in Virginia

If you are thinking of starting a business or just want to ensure you have the right policy, the specialists at EZInsurance Advisor can help!  We’d love to learn more about your business and help you find the right insurance to protect and grow your company.  From general liability to commercial automobile insurance and everything in between, we’ve got you covered!  Download our free e-book to learn more!