Blog

If you are considering buying a new home, there are lots of expenses to consider.  In addition to the price of the home, you’ll also need to budget for utility and maintenance costs and get home insurance quotes in Virginia. It's important to compare rates to ensure you are getting the best price with a policy that fits your needs.

If you are looking for home insurance specifically tailored to your unique needs, EZInsurance Advisor is here to help.  It’s your job to find the perfect home and it’s our job to help you find the perfect home insurance quotes in Virginia.

How Much is Homeowners Insurance in Virginia?

The average cost of home insurance in Virginia is around $2,000 per month for $250,000 of coverage.  

Factors that affect your insurance rate include:

Amount of dwelling coverage needed

• Deductible
• Age of home
• Credit
• Pool
• Location

Insurance may be higher for older homes due to the cost of materials and existing wear and tear on the home.  Older homes also tend to have more claims filed than a newer home.  

What Does Home Insurance Cover in Virginia?

You probably already know that your homeowners insurance will protect you financially if you have a loss due to fire, theft, or vandalism, but there are many other benefits.

• Personal property coverage - Covers damage to contents in your home, like clothing, furniture, electronics, and appliances.
• Other structure coverage - This includes damage to sheds, unattached garages, and fences.
• Medical expense coverage - In the unfortunate event someone is injured on your property, your homeowner's insurance will cover their medical expenses.
• Scheduled personal property - This is additional coverage for high-value personal property, like artwork, jewelry, or instruments.

You may also consider adding flood insurance if you are in a coastal area.

Where to Get the Best Home Insurance Quotes in Virginia

If you are looking for a team of knowledgeable insurance professionals, the team at EZInsurance Advisor is here for you.  We will find the best home insurance solution for you at the best price.  Get started today by downloading our free e-book!  We promise no hassle, no pressure, just results!